Innovative Policy Features with Your Choice Auto®

With Your Choice Auto®, you can enjoy Allstate's high-quality auto insurance coverage, with better protection if you have an accident and more rewards if you avoid them.
Beyond the Basics
Here's just a taste of what Your Choice Auto® only from Allstate can deliver:
- Accident Forgiveness... Helps keep your rates from going up just because of an accident. Even if it's your fault.
- Safe Driving BonusSM... Introducing the Safe Driving Bonus check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium. This is in addition to any other Allstate discounts you qualify for.
- Deductible RewardsSM... You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total.
- New Car Replacement... If your new car gets totaled within the first three model years, you can get a new car not just the depreciated value.
See how these innovative features are bundled together in the different Your Choice Auto® packages.
Plus, our Bumper-to-Bumper Basics SM will show you how these unique options might be added to your Allstate auto insurance policy.
Did you know that people who switched to Allstate and bought our Platinum Package saved an average of $374**? Our quick and easy quote tool can show you how switching to Allstate might save you money. Or, you can always talk to a nearby Allstate agent or call 1-866-621-6900 to quote over the phone.
*Check option is an enhancement to Existing Safe Driving Bonus and is NOW AVAILABLE IN OR COMING SOON to states Your Choice Auto is offered (subject regulatory approval). For some states, may not be available to renewal customers until next policy period.
** Savings based on countrywide information reported in 2007 by new Allstate auto customers. Actual savings will vary.
Your Choice Auto® Accident Forgiveness, Deductible RewardsSM, Safe Driving BonusSM, and New Car Replacement are optional and subject to terms and conditions. NOT AVAILABLE IN EVERY STATE. Patent Pending. Deductible Rewards apply to collision coverage. In NY and PA, deductible amount will not go below $100. In NY, Safe Driving BonusSM is a discount. Safe Driving BonusSM is based on eligible premium for prior policy period (except in NY), and won't apply after an accident. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.